Car shopping, part one
So we're looking at replacing my wife's car. While it would be nice to de-car, that's not really in the cards right now so we're getting a Prius. In fact we're getting it new one, since courtesy of a subsidy from her work and a tax break from the feds, plus the high cost of used Prii, the new car will actually be cheaper!
Step zero: I downloaded a list of all the cars that met our criteria from cars.com. We'll focus on the ones with low stock numbers that are still at the dealerships at the end of the month since those will be what the dealers are most interested in getting off the lot before the month ends.
Step one: We made a quick visit to a car dealership to look at the current models first-hand and confirm that this was, indeed, what we wanted to buy. I'm not sure if this works universally, but by glancing at my watch when the salesman approached us, we were left alone. Or maybe it's because the sales guys at Miller Toyota in Culver City have been trained to not be unctuous high pressure jerks.
Step two: We got pre-approved for a car loan with the credit union. We're approved at 5.75% and they'll send us a check good for up to the pre-approval amount.
We still need to take care of some more pre-purchase things, like checking with the car insurance and finding out what we'll need to do to transfer the insurance. I'm also likely to get a sell-it-yourself ad up on cars (I get one free from work) for her old car so we have an option of getting more than they might want to give us as a trade-in.
NP: "ELEKTRIK," King Crimson, Nov 10, 2001 - Nashville - 329 Performance Hall
WC: 61,586, ECD: 2 Dec 2007.
